Important Disclosures
Required regulatory and legal information about Hormar Financial
Important Notice
Hormar Financial is not a registered investment advisor and is not registered with the Securities and Exchange Commission (SEC) or any state securities regulator. Hormar Financial does not provide investment advice, securities recommendations, tax advice, or legal advice.
All content, coaching, and guidance provided by Hormar Financial is for educational and informational purposes only and does not constitute professional financial, investment, tax, or legal advice. Always consult a licensed professional before making financial decisions.
About Hormar Financial
Hormar Financial is a financial coaching and bookkeeping practice based in Owatonna, Minnesota, founded in 2026. Services are delivered virtually and are available to clients nationwide. The practice is operated by Abdirahman Moussa, who holds a bachelor's degree and provides non-advisory financial coaching and basic bookkeeping services only.
Scope of Services
Hormar Financial provides the following services only:
- Financial coaching and education (budgeting, cash flow management, financial habit building)
- Basic bookkeeping and financial record organization for individuals and small businesses
- General financial literacy education
Hormar Financial does not provide:
- Investment advice or securities recommendations
- Tax preparation, tax planning, or tax advice
- Legal advice or estate planning services
- CFO or executive financial management services
- Brokerage or insurance services
Educational Content Disclaimer
No Professional Advice: Nothing on this website or in any coaching session constitutes professional financial, investment, tax, or legal advice. Information is provided for general educational purposes only.
No Guarantees: Financial coaching and education do not guarantee any particular financial outcome. Results will vary based on individual circumstances and decisions.
Consult Licensed Professionals: For investment advice, consult a licensed investment advisor. For tax matters, consult a CPA or enrolled agent. For legal matters including estate planning, consult a licensed attorney.
Minnesota Compliance
Hormar Financial operates in compliance with applicable Minnesota law. The practice does not engage in activities requiring registration as an investment advisor under the Minnesota Securities Act or federal securities laws. For questions about regulatory requirements, visit the Minnesota Department of Commerce.
Privacy & Data
We collect only the information necessary to provide our services and respond to inquiries. We do not sell or share client information with third parties. Please refer to our Privacy Policy for complete details.
Questions?
If you have questions about these disclosures, please contact us at info@hormarfinancial.com